Single-family Homes


Reduce Expenses, Increase Value, Save Money

Flood risk management is a viable solution for single-family homeowners when:

  • The mortgage company requires the purchase of flood insurance
  • The property has been free of flood damage
  • The property's structure is not a mobile home


Over the course of a 30-year mortgage, a single-family homeowner required to purchase flood insurance will spend, on average, $21,000. That represents a huge loss in property value and the ability to save more than $700 every year. 


If the mortgage company did not require flood insurance, would you eliminate coverage or purchase a less expensive policy? Flood risk management gives you the option to choose.

You have a right to know if you're paying too much, too little, or should note be paying at all for flood coverage. Flood Insurance Solutions will verify the accuracy of the requirement, which includes an elevation certificate review; determine if the property can be reclassified; and identify the potential to reduce or eliminate the flood insurance premium. 


"For every $5,000 a year your flood insurance goes up, you're losing $100,000 in property value."


There's no downside

to being proactive about flood risk 

Our free flood risk evaluation studies characteristics unique to the property, not just the property's location on a Flood Insurance Rate Map (FIRM). 

Following the evaluation, if we find that the property's high-risk flood zone is wrong, with your approval and payment of a one-time fee of $395*, we'll commence the complex process of petitioning FEMA for reclassification of the property into a low-moderate risk flood zone. In a low-moderate flood zone, flood insurance is not required and you have the option to cancel the policy or to purchase less expensive coverage (Preferred Risk Policy). 

You only pay for success. Over 90 percent of the single-family properties we've evaluated were in the wrong flood zone. For single-family homeowners with a mortgage, an insurance refund handily offsets our one-time fee. If we're unsuccessful in removing the property from the high-risk flood zone, we'll return the one-time fee paid. 

Is your single-family home subject to unwarranted flood insurance requirements? Obtain a free flood risk evaluation today.

*Does not include fee for elevation certificate, if required. 

What clients have to say

Specifically, I would like to mention the work recently provided on a large acquisition of five hotels in Key West (FL). Due to your expedited service in obtaining elevation certificates and your knowledge of NFIP, we were able to achieve savings of over $75,000 in annual NFIP premiums.


Risk Management Broker, Dallas, TX

What clients have to say

...much appreciated. all your efforts communicating and being nice!

Duane K.

Single-family Homeowner, Ben Lomond, CA

What clients have to say

As the largest provider of federal flood insurance (NFIP) policies in the U.S., we highly recommend the elevation certificate services. Their national network of licensed surveyors and engineers, combined with their expert knowledge of NFIP rules, ensures that our customers receive accurate elevation documents, which, in turn, enables us to provide properly rated policies. 

Write Your Own (WYO) Flood Insurance Carrier

St. Petersburg, FL

What clients have to say

The benefits …were realized almost immediately. My clients realized the immediate premium savings and ultimately appreciated the fact that the value of their assets increased given the

improvement of the flood determinations and the reduction in flood insurance premiums… . I highly recommend Flood Insurance Solutions, Inc. as a source to address your clients’ flood insurance with and perhaps more importantly, I deem them to be an honest and trustworthy company to improve and rectify your clients’ flood insurance issues. 

Risk Management Advisor

Mahwah, NJ

We're Here to Work with You!

PH: 1 (561) 922-9735

Fax: 1-866-427-2272

100 E. Linton Blvd., Suite 402B

Delray Beach, FL 33483

Email: [email protected]

Email: [email protected]